How does it work?

 

Habitat builds and rehabilitates high quality, affordable houses working alongside our volunteers and homeowner partner families. In addition to a down payment and monthly mortgage payments, homeowners invest hundreds of hours of their own labor into building their Habitat house and the houses of others. Habitat houses are sold to partner families at no profit and financed with a zero interest loan. The homeowners’ monthly mortgage payments are used to build even more Habitat houses.

 

How are partner families selected?

 

Families in need of affordable housing apply to local Habitat affiliates. The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Habitat Tuscaloosa does not discriminate on the basis of  race, color, religion, sex, national origin, age, or handicap as factors when choosing the families who receive Habitat houses.

 

 

 

How do I apply to become a homeowner?

 

If you are interested in becoming a Habitat homeowner, you must attend an orientation session to receive an application. Please call our office at (205) 349-4629 to sign-up. 

 

How do I apply for home repairs?

If you own your home, have clear title and meet the income requirements, you may qualify for home repairs.  We have special programs available for qualified veterans, active military and surviving spouses.

 

Do I have to be skilled in construction to volunteer?

No construction skills are necessary. The only requirements are a willingness to serve and learn. All volunteers must be 16 or older.